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KiwiSaver and Financial Advice

According to the most recent KiwiSaver report, there are close to 3.2 million KiwiSaver members. Over 3 million of these members have made a choice regarding which fund and provider. The remaining members are still in a “default” scheme which means they have not chosen a provider or fund; in essence they may not have received advice or are aware advice exists. 

Engaging a financial adviser for your KiwiSaver needs offers several advantages.  

Financial advisers offer numerous benefits that can positively impact your financial well-being and make a significant difference in your overall financial happiness. Here are some reasons why it's good to use a financial adviser for your KiwiSaver. 

Expertise and Knowledge: Financial advisers are typically experts in various financial aspects. They provide their clients with insights and strategies they might not be aware of or have the time to research themselves.  

Customised Advice: Financial advisers offer personalised advice tailored to unique circumstances and financial goals. They consider individual needs and preferences, ensuring that KiwiSaver strategies align with their clients’ aspirations. 

Expertise in KiwiSaver Options: Financial advisers are knowledgeable in the various KiwiSaver schemes available. They will help choose the right fund or provider that aligns with your financial goals, risk tolerance, and time horizon. This expertise can lead to better investment decisions within your KiwiSaver account. 

Regular Reviews: Financial advisers can provide ongoing reviews of your KiwiSaver. They monitor your investments, track changes in your financial situation, and adjust your strategies as needed (This could range from adjusting your contribution or which fund you are in). This proactive approach helps you stay on track to meet your goals. 

Peace of Mind: Working with a financial adviser provides peace of mind knowing that you have a knowledgeable professional guiding your financial decisions when it comes to your KiwiSaver, helping you achieve your long-term objective whether it be saving for your retirement or deposit on your first home. 

In conclusion, the world of KiwiSaver is vast and can sometimes feel overwhelming. However, the path to financial security and achieving your long-term objectives can be made much smoother by enlisting the services of a qualified financial adviser. 

Ultimately, the peace of mind that comes with having a seasoned professional by your side as you save for your retirement, or your first home is invaluable. It's an investment in your financial well-being and a step towards securing a brighter financial future. So, if you're among the millions of KiwiSaver members who have yet to explore the benefits of working with a financial adviser, now might be the perfect time to start reaping the rewards of their expertise. Your financial happiness and security are worth it. 

If you'd like some advice from our KiwiSaver Specialists, contact us here!