Insurance, KiwiSaver & ACC advice, all under one roof.
EFS is a FMA-licensed financial advice firm specialising in personal risk insurance, KiwiSaver, ACC restructuring, and wills facilitation. We work with New Zealand families, self-employed Kiwis, tradespeople, and rural businesses across Cambridge, Waikato, and New Zealand wide.
Every client gets independent advice tailored to their situation, not a product pushed because it suits a provider. If it's not right for you, we'll tell you.
What our happy customers have to say
Working with EFS was a breeze! They explained products, customised my insurance, and even adjusted it as my needs evolved. Starting with life insurance for our first home, I've continued to fine-tune it to align with my goals. The recent KiwiSaver review opened my eyes.
- Jono
What our happy customers have to say
Needed to investigate insurance for the first time while getting a mortgage. Racquel was so easy to deal with and helped us get the cover we needed. Even once the insurance was sorted, she has been more than happy to answer any questions we have had.
- Tara
What our happy customers have to say
Ray provided excellent service, sorting my insurance and KiwiSaver. Racquel expertly managed my finances, securing the best interest rate for my savings. Highly recommend their exceptional assistance.
- Christel
What our happy customers have to say
Ray, Kate, and Mikkayla are a down-to-earth, approachable team that effortlessly simplifies life. Their top-notch service is consistently delivered. Keep up the great work, as we trust and appreciate your dedication.
- Emma
What our happy customers have to say
Racquel attentively listened, customised insurance to fit my needs, and displayed honesty and integrity. We've confidently referred our son to her for insurance due to the trust we have in her expertise and reliability.
- Meg
What our happy customers have to say
It was easy and efficient, and Racquel made sure everything was laid out clear on the table, so we knew what we were getting and why which I thought made the whole process a whole lot less stressful and made the overall outcome feel good.
- Anon
What our happy customers have to say
Racquel combines professionalism, friendliness, and expertise. Thoughtful gestures like birthday texts and check-ins demonstrate her attention to detail. I thoroughly enjoy having her as my adviser, appreciating the personal touch she brings to our professional relationship.
- Zakk
